Credit Reports & Monitoring

Resources to help you monitor, protect, and improve your credit report.

Learn how to freeze your credit to protect against identity theives or scammers opening accounts in your name.
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Credit score vs. credit report: What are the differences?
Learn the difference between credit scores vs. credit reports and how they impact your financial health.
March 11, 2025 ·7 min read
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How often should you check your credit report?
You should check your credit report at least once a year. Learn about the other key times when checking your credit is crucial.
March 06, 2025 ·8 min read
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What is a fraud alert? Everything you need to know
A fraud alert helps protect you against the risk of credit fraud. Learn what fraud alerts do, how long they last, and how to set one up.
February 07, 2025 ·7 min read
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Fraud alert vs. credit freeze: What’s the difference?
Learn the differences between a fraud alert vs. a credit freeze and discover which one is the right type of credit fraud protection for you.
February 03, 2025 ·8 min read
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How to get bankruptcies removed from your credit report in 3 steps
Learn when you can get bankruptcies removed from your credit report, how to do it, and how they impact your credit.
December 17, 2024 ·6 min read
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Soft vs. hard credit check: What’s the difference?
Learn the difference between a soft vs. hard credit check, with examples of each and tips for how to dispute unauthorized inquiries.
December 06, 2024 ·7 min read
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4 steps to remove hard inquiries from your credit report
You can remove hard inquiries from your credit report by contacting the creditor who made the inquiry.
November 18, 2024 ·5 min read
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How to unfreeze your credit
Learn how to unfreeze your credit with each of the major credit bureaus.
October 19, 2024 ·5 min read
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How to place a fraud alert and how to remove it
Your credit and finances are integral to your financial well-being. When handled properly, they can make your life easier. Whether you want to challenge a credit report error or improve your credit score, you can learn more here.
June 23, 2024 ·6 min read
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How to freeze your credit at all three credit bureaus
Learning how to freeze your credit is essential to preventing cybercriminals from damaging your credit report. Read our guide to begin freezing your credit.
June 04, 2024 ·6 min read
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How to lock credit at all three credit bureaus
Learn what a credit lock is, how to lock credit at the three major credit bureaus, and the reasons why you might want to do it.
May 20, 2024 ·11 min read
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How to dispute credit report errors in 5 steps
Credit report errors are more common than you think. Here’s how to dispute a credit report error fast.
February 20, 2024 ·7 min read
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What are the 3 credit bureaus and how do they work?
The three major credit bureaus in the US are Equifax, Experian, and TransUnion. Learn how they work and what they do with data.
February 20, 2024 ·7 min read
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Credit lock vs. freeze: What is the difference?
If you’ve lost your wallet or noticed fraud on your accounts, you may have had to decide between a credit lock vs. freeze. Learn about the differences here.
September 15, 2023 ·6 min read
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What is a credit report? + What’s on it & why it matters
A credit report provides an overview of your credit history. It includes current accounts, payment history, and more. Lenders use it to decide creditworthiness.
September 06, 2023 ·7 min read
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