Get identity theft protection

Get a 30-day free trial of LifeLock to help detect signs of fraud and protect against identity theft.

Get identity theft protection

Get a 30-day free trial of LifeLock to help detect signs of fraud and protect against identity theft.

Get identity theft protection

Get a 30-day free trial of LifeLock to help detect signs of fraud and protect against identity theft.

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  3. Identity theft protection services
A woman checks an identity theft alert in the LifeLock app.

Identity theft protection

Identity theft protection services help safeguard your money and personal information. Try one free to monitor your accounts, receive alerts about potential risks involving your data, and access valuable reimbursement coverage and restoration support when you need it.

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Automatically remove
personal information
from data broker sites

Monitor for signs of
identity theft or fraud
involving your details

Receive alerts about
suspicious financial
account activity¹

Get expert restoration
support and up to $3M
in reimbursement³

Financial transactions and accounts are monitored for activity that may indicate identity theft.
Financial transactions and accounts are monitored for activity that may indicate identity theft.
Financial transactions and accounts are monitored for activity that may indicate identity theft.

How to protect your identity

Protecting your identity involves prioritizing data security and proactively monitoring for signs of risk. Here are some key steps you can take yourself.

  • Keep sensitive identity-related info like your Social Security number private.
  • Use strong, unique passwords and enable multi-factor authentication.
  • Educate yourself about the latest online scams and phishing techniques.
  • Remove as much of your personal information as possible from the internet.
  • Check your credit reports and bank statements regularly to catch unauthorized activity.
  • Consider placing a credit freeze to prevent fraudsters opening accounts in your name.

How an identity theft protection service helps

Some identity risks are beyond your control. Threats like data breaches and scams can dodge your defenses, leaving your info exposed and your identity vulnerable. But identity theft protection services help reduce your digital footprint, monitor for suspicious activity, and support your recovery if you fall victim.

Credit monitoring

Track changes to your credit reports at up to three bureaus to detect signs of fraud, and protect your credit with an instant credit lock.2

Automatic data broker removal

Continuously scan public data broker websites to find your personal information and send automatic opt-out requests.

Personal information monitoring

Receive alerts when someone uses your SSN, name, address, or birth date in fraudulent applications.

Data breach notifications

Learn about new large-scale data breaches or dark web leaks that may have exposed your personal or financial information to fraudsters.

Financial account activity alerts

Set up alerts to monitor for suspicious transactions or other activity across your bank, credit card, investment, and 401(k) accounts.

Restoration assistance

Get support if your identity is stolen, with access to U.S.-based restoration specialists, legal experts, and up to $3M reimbursement.

Identity theft can happen in lots of different ways, but LifeLock offers the proactive monitoring tools you need to help catch the key warning signs early. That gives you more power to defend your identity — and your money — before it’s compromised.

Try LifeLock for free

Hear from LifeLock customers

Don’t just take our word for it. Here are a few customers who have benefitted from LifeLock identity theft protection:

Great and necessary service
Verified Purchase
5.0

B.W.

03/15/26

Verified purchaser

LifeLock provides timely, proactive and accurate information along with exceptional support and peace of mind. It is a must have service for the times we live in.

B.W.

03/15/26

Thank you, Lifelock!
Verified Purchase
5.0

J.B.

06/07/25

Verified purchaser

I've been a customer for many years. Excellent service… Any time I've opened an account, I receive notice to be sure it’s valid. Communication about breaches is timely. I love the variety of plans, and the cost is reasonable. Thank you for having our backs!

J.B.

06/07/25

Had identity theft issues
Verified Purchase
5.0

T.G.

11/25/25

Verified purchaser

Had identity theft issues that would have been a nightmare to have to address on our own. Lifelock was on it from the first discovery… You will never be sorry if you sign up for Lifelock.

T.G.

11/25/25

From our best comments. See more reviews here.

Benefits of identity theft protection

An identity theft protection service should help keep you safer at every stage of a potential identity theft attack — simplifying the process of cleaning up your digital footprint, giving you timely alerts when you’re at risk, and offering tailored recovery support when you need it.

A woman checks a LifeLock data breach notification.
A woman checks a LifeLock data breach notification.
A woman checks a LifeLock data breach notification.

Proactive monitoring

Identity theft begins when your sensitive information falls into the wrong hands. An identity theft protection service can help alert you when that’s likely to happen. Identity monitoring tools help you reduce your online exposure, scan the dark web for your data, notify you of new data breaches, and catch signs that your details have been stolen.

Timely alerts

When an identity thief has your information, they might try to access credit, make fraudulent transactions, or apply for services in your name. Identity theft protection tools will send you alerts when such activity is detected, warning you that your accounts or identity are being misused.

A woman receives a credit inquiry alert when someone tries to open a new loan in her name.
A woman receives a credit inquiry alert when someone tries to open a new loan in her name.
A woman receives a credit inquiry alert when someone tries to open a new loan in her name.
A woman uses the LifeLock app to get restoration support.
A woman uses the LifeLock app to get restoration support.
A woman uses the LifeLock app to get restoration support.

24/7 expert support

If you notice signs of identity theft, it’s important to act fast. An identity theft protection service will help you report the incident, dispute errors, and recover lost funds. Most services include 24/7 support, tailored restoration guidance from an expert, and reimbursement packages that can be used to cover legal costs and financial losses.

LifeLock’s identity theft protection plans

Core
Best for individuals with banking & credit accounts.
$10.42/mo.
$12.49/mo.
Advanced
Best for individuals with multiple checking, savings & credit accounts.
$16.67/mo.
$19.99/mo.
Total
Best for individuals with multiple accounts, 401(k), property, or investments.
$29.17/mo.
$34.99/mo.
Core
Best for individuals with banking & credit accounts.
Choose Membership Plan

Pricing details below*

Start membership

Pricing details below*

Start membership

Up to $1,050,000 coverage.†††

  • Up to $1 million for Lawyers and Experts
  • Up to $25,000 in Stolen Funds Reimbursement
  • Up to $25,000 in Personal Expenses
  • Identity Alert System
  • Credit Report & Score: One Bureau Monthly
  • Credit Monitoring: Two Bureau1
  • Credit Locks: Credit & Payday Loan2
  • Credit, Checking & Savings Activity Alerts - 2 Accounts
  • Unexpected & Suspicious Charge Alerts
  • Automatic Data Broker Removal8
  • Dark Web Monitoring
  • Data Breach Notifications
  • 24/7 Support
Best value
Advanced
Best for individuals with multiple checking, savings & credit accounts.
Choose Membership Plan

Pricing details below*

Start membership

Pricing details below*

Start membership

Up to $1,200,000 coverage.†††

  • Up to $1 million for Lawyers and Experts
  • Up to $100,000 in Stolen Funds Reimbursement
  • Up to $100,000 in Personal Expenses
  • Identity Alert System
  • Credit Report & Score: One Bureau Monthly/Three Bureau Annual
  • Credit Monitoring: Three Bureau1
  • Credit Locks: Credit & Payday Loan2
  • Credit, Checking & Savings Activity Alerts - 5 Accounts
  • Unexpected & Suspicious Charge Alerts
  • Automatic Data Broker Removal8
  • Dark Web Monitoring
  • Data Breach Notifications
  • 24/7 Support
  • Scam Support
  • Scam Reimbursement - $5,0007
Total
Best for individuals with multiple accounts, 401(k), property, or investments.
Choose Membership Plan

Pricing details below*

Start membership

Pricing details below*

Start membership

Up to $3,000,000 coverage.†††

  • Up to $1 million for Lawyers and Experts
  • Up to $1 million in Stolen Funds Reimbursement
  • Up to $1 million in Personal Expenses
  • Identity Alert System
  • Credit Report & Score: One Bureau Daily/Three Bureau Annual
  • Credit Monitoring: Three Bureau1
  • Credit Locks: Credit & Payday Loan2
  • Credit, Checking & Savings Activity Alerts - Unlimited Accounts
  • Unexpected & Suspicious Charge Alerts
  • Automatic Data Broker Removal8
  • Dark Web Monitoring
  • Data Breach Notifications
  • 24/7 Support
  • Scam Support
  • Scam Reimbursement - $10,0007
  • 401K & Investment Activity Alerts
  • Bank Account Takeover Alerts
  • Home Title Monitoring
  • Phone Takeover Monitoring

What the experts think

LifeLock is consistently ranked as one of the best options for identity theft protection by expert reviewers. Here’s what they have to say:

Speech bubble

Lifelock is one of the oldest identity theft protection providers, and it offers some of the most comprehensive coverage around. During testing, we were impressed by its features: you get everything from credit monitoring and alerts to dark web monitoring, scam protection and a large amount of insurance.

 - Tom’s Guide

Speech bubble

LifeLock's identity restoration services provide invaluable assistance in the event of identity theft. Dedicated restoration specialists work closely with affected individuals to resolve identity-related issues, including restoring credit scores, removing fraudulent accounts, and contacting government agencies and financial institutions.

- Tech Radar

Speech bubble

LifeLock is a top identity theft service with what feels like unlimited features, some of which aren't offered by competitors. Subscribers get monitoring tools that track unauthorized transactions, such as Buy Now, Pay Later, PayDay loans and utility alerts.

- CNET

These quotes were in the linked sources as of March 2026.

Identity theft recovery checklist

Identity theft protection services like LifeLock don’t just help you defend against threats. They also provide valuable restoration support that makes it easier to bounce back if you do fall victim, with experts on standby to help you manage the recovery process. Here are the key steps your LifeLock restoration expert will guide you through if your identity is stolen:

Step 1
Step 1
Report identity theft

As soon as you notice identity theft, you should report it to the FTC, credit bureaus, and your financial institutions.

Step 2
Step 2
Protect your credit

Your Restoration Specialist will help you place fraud alerts or freezes on your credit reports to defend against fraud.

Step 3
Step 3
Start your recovery

You’ll get support as you dispute errors and secure your accounts, plus you can claim reimbursement for lost funds.3

Step 4
Step 4
Monitor for fraud

You can monitor your credit reports, financial accounts, and sensitive info for signs of fraud in the future.

A screenshot of LifeLock’s financial transaction monitoring feature.
A screenshot of LifeLock’s financial transaction monitoring feature.
A screenshot of LifeLock’s financial transaction monitoring feature.

How identity theft happens

Identity thieves use sensitive information — like SSNs, bank details, or passwords — that they stole or found on the dark web to impersonate victims in credit applications, financial transactions, tax returns, or healthcare claims.

You might be vulnerable to identity theft if:

  • Your information is exposed in a data breach.
  • You fall for a phishing scam or fake website.
  • Your wallet or sensitive mail is stolen.
  • Your devices are infected with data-stealing malware.

Try powerful identity theft protection

Identity theft isn’t a risk you can afford to ignore. LifeLock helps protect against diverse threats, from online exposure to credit fraud, offering a powerful defense against the potential consequences of falling victim. Get access to features like three-bureau credit monitoring, automatic data broker removal, financial activity alerts, round-the-clock support, and up to $3 million in identity theft reimbursement.

Try LifeLock for free

FAQs

Is identity theft protection worth it?

Identity theft protection is worth the investment for many people because it helps them stay a step ahead of risks that they might not notice on their own. An identity theft protection service monitors for signs of fraud across your credit reports, financial accounts, and even the dark web.

If it detects suspicious activity that might indicate fraud or identity theft, you’ll get an automatic alert that prompts you to take protective action quickly. Plus, you’ll get personalized recovery support and reimbursement coverage from experts if you ever fall victim to identity theft.

It might be particularly worth it if you:

  • Are at high risk of identity theft because you’ve been a victim before or you fall into one of the most common identity theft target demographics.
  • Have a large digital footprint, which might mean scammers or fraudsters have plenty of information they can use against you.
  • Don’t have time to monitor your own identity and want an automatic solution to detect potential identity theft threats.
  • Are concerned about the risk of financial losses following identity theft and want reimbursement coverage to help protect your finances.
  • Have a complex financial portfolio involving lots of accounts, making it tricky to monitor all of them for potential signs of fraud.
  • Are a public figure that might be at increased risk of identity theft due to your position, job, or fame.

Identity theft protection can’t prevent every threat (it won’t stop a data breach from happening or a scammer from targeting you, for example), but it does offer peace of mind by reducing the amount of time and energy you need to spend looking out for risks. And, it gives you financial protection that many banks don’t always offer.

How can you protect yourself from identity theft?

Closely monitoring your financial accounts for suspicious activity, using strong and unique passwords, enabling two-factor authentication on your accounts, and limiting how much you share online can all protect you from identity risks. But identity theft protection services like LifeLock make it easier to reliably monitor more risk surfaces. They also offer access to restoration support and reimbursement coverage if you need it.

Why is it important to have identity theft protection?

Identity theft protection services like LifeLock act like a security guard for your personal information. With 24/7 monitoring, they can help you spot suspicious activity — including fraud — before it can wreak havoc on your life. And, if the worst happens, these services provide essential support in the recovery process, helping you bounce back from any financial damage.

How does identity theft protection work?

Identity theft protection services work by scanning for your sensitive personal or financial information online and in applications for credit or services. They also typically include credit monitoring that detects changes to your credit report and financial account activity alerts that can tip you off to potential fraud.

Some services, like LifeLock, also go beyond monitoring and alerts: they include tools that help reduce the exposure of your personal information online and spot scams when you’re targeted. They also offer tailored recovery support from a restoration expert if you ever fall victim, along with reimbursement for covered losses.

In short, identity theft protection makes it easier to minimize your risk of being targeted, catch the signs of identity theft, and recover if it does happen.

How much is identity theft protection?

Identity theft protection plans typically cost between $10 and $35 per month. A basic package might offer essential features, like credit and dark web monitoring, while more advanced plans add more features like investment account alerts and higher reimbursement coverage.

LifeLock plans start at $12.49 a month, with credit monitoring, an automatic data broker removal service, and up to $1 million in reimbursement4 coverage all included.

What are the limitations of identity theft protection?

Some commonly cited limitations of identity theft protection services include that they can’t completely remove the risk of identity theft, their monitoring capabilities are limited, and they don’t include coverage for funds stolen through scams.

However, choosing a comprehensive service, like LifeLock, mitigates some of these downsides, with proactive alerts, broad monitoring features, and scam reimbursement coverage. Plus, you can bundle LifeLock with Norton 360 for additional cybersecurity features like a VPN and award-winning antivirus, providing all-in-one protection.

What types of identity theft can an identity theft protection service help monitor?

Identity theft protection services are designed to help you monitor for a wide range of identity-related threats, including financial, tax, medical, synthetic, and criminal identity theft.

They offer broad monitoring features that can spot telltale signs your identity has been stolen, such as changes to your credit report, suspicious activity in your financial accounts, and new mentions of your personal information online or on the dark web.

But identity theft protection doesn’t stop at monitoring. Many services also offer proactive protective features, like automatic data broker removal tools, credit locks, and scam detection capabilities. And, if you ever fall victim to identity theft, you’ll be able to get recovery support from an expert, plus reimbursement coverage for eligible losses.

Is identity theft protection effective in protecting against scams?

Most identity theft protection services focus entirely on identity theft risks and don’t provide scam protection features or reimbursement for funds sent voluntarily to a scammer.

However, LifeLock Advanced and LifeLock Total both offer scam protection, including a virtual assistant available 24/7 to help identify scams, expert scam recovery guidance, and up to $10,000 in reimbursement for eligible scam-related losses.4

How do I choose an identity theft protection service?

To choose the right identity theft protection service for your needs, start by looking for one that has suitable monitoring capabilities. It should cover your credit reports, financial accounts, sensitive personal information like your Social Security number, and the dark web. If you want the best protection, look for services that go beyond this with additional features like investment account, home title, phone takeover, and social media monitoring.

Then, think about how the service would protect you if you do fall victim to identity theft. Good options should offer 24/7 support so you can get help when you need it, dedicated U.S.-based restoration specialists, and sufficient reimbursement coverage. If you have a lot to protect, then it makes sense to choose a service that offers higher reimbursement limits.

What is LifeLock identity theft protection?

LifeLock’s identity theft protection includes features that help you monitor your credit and personal information — such as your Social Security number, name, and address — for signs of fraud or identity theft. It also offers financial account monitoring, expert restoration support, up to $3 million in identity theft reimbursement, and scam protection capabilities.

Should I be worried if my SSN is stolen?

Yes, your Social Security number is a critical piece of sensitive information that could be used in financial fraud, credit fraud, and other types of identity theft. If someone has your SSN, key actions to take to protect yourself include freezing and monitoring your credit, creating an Identity Protection PIN with the IRS, and reporting identity theft to the FTC.

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Disclosures

* Automatically renews annually after the trial period ends, unless canceled. The price quoted in the cart today is valid for the introductory term after the trial, after which your subscription will be billed at renewal pricing. Renewal pricing is subject to change and may be charged up to 35 days before the active term ends. For support or to cancel automatic renewal, log into your account or contact support.

1 LifeLock does not monitor all transactions at all businesses. 

2 Credit features require successful setup, identity verification, and sufficient credit history by the appropriate credit bureau. Credit monitoring features may take several days to activate after enrolment. 

3 Reimbursement and Expense Compensation, each with limits of up to $25,000 for Core, up to $100,000 for Advanced, and up to $1 million for Total. And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits provided by Master Policy issued by United Specialty Insurance Company, Inc. (State National Insurance Company, Inc. for NY State members). Policy terms, conditions and exclusions at: LifeLock.com/legal.

7 Scam protection coverage as part of identity theft benefits is currently available to all customers residing in the United States, including U.S. territories and the District of Columbia, with the exception of residents of New York. Gen Digital is not a licensed insurance producer. Benefits under the Master Policy are issued and covered by HSB Specialty Insurance Company. You can find further details and exclusions in the Summary of Benefits

8 After setup, automatic data broker removal service scans and requests removal every 90 days.

††† Up to $1 million for coverage for Lawyers and Experts, collectively, if needed, for all plans. Reimbursement and expense compensation varies according to plan—up to $1 million for Total, up to $100,000 for Advanced, and up to $25,000 for Core. Benefits under the Master Policy are issued and covered by third-party insurance companies.

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