Our most comprehensive protection for people with the most to lose – from identity theft affecting everyday accounts to threats targeting investments, property and retirement assets. LifeLock Total defends your financial life with fraud protection and recovery, credit and financial protection, identity and privacy protection and 24/7 support.
LifeLock Identity Theft Protection Total
Frequently asked questions
Frequently asked questions
LifeLock Total offers the highest level of protection available, with the largest reimbursement limits and the most comprehensive identity and financial recovery support.
Compared to other plans, LifeLock Total increases stolen funds and personal expense reimbursement up to $1 million††† and raises scam reimbursement7 up to $10,000. It also removes monitoring limits by covering unlimited credit, checking, and savings accounts.
LifeLock Total adds protection against advanced and high-impact fraud, including bank account takeovers, 401(k) and investment fraud, home title fraud, phone number takeovers (SIM swap fraud), and unauthorized checking or savings account applications.
You’ll also receive more frequent credit access, including annual three-bureau credit reports and daily credit report and score access from one bureau, along with priority 24/7 support and full access to U.S.-based restoration specialists.
It is built for people who want the highest level of protection available, not just alerts. It offers maximum financial reimbursement, fewer monitoring limits, and protection against the most complex and costly types of fraud.
With LifeLock Total, you’re covered with up to $1 million in stolen funds and personal expense reimbursement, higher scam reimbursement, and monitoring for advanced threats like bank account takeovers, investment fraud, home title fraud, and phone number takeovers. If you have multiple financial accounts, higher balances, or simply want the confidence of knowing nothing is capped, limited, or left unmonitored, LifeLock Total delivers the most complete peace of mind LifeLock offers.
Up to $1 million for stolen funds due to identity theft.
Yes. Personal expenses are covered up to $1 million per person.
Yes. Total includes scam support and up to $10,000 in scam reimbursement from financial losses from certain scams.
Unlimited checking, savings, and credit accounts.
Yes. Total includes alerts for:
- Bank account takeovers
- 401(k) and investment activity
- Home title changes
- Phone number takeovers (SIM swap fraud)
- New checking or savings account applications
LifeLock Total includes annual three-bureau reports and daily one-bureau credit reports and scores.
If you become a victim of identity theft, a U.S.-based Restoration Specialist will be dedicated to your case with priority support, and fix it, guaranteed,* backed by our highest reimbursement limits. Plus, now you get Scam Reimbursement coverage.7
24/7 live phone support with a priority line for faster response times and elevated service, the virtual assistant, and full access to U.S.-based identity theft specialists.
You may also like:
No one can prevent all cybercrime or prevent all identity theft.
- Price valid for introductory term. After that, your price will renew at the standard price.
- Your subscription begins immediately after your transaction is complete. A payment method is required at sign-up for trials, and you will be charged at the end of your trial, unless canceled first.
Prices are subject to change and may be charged up to 35 days prior to renewal. Cancel here or contact Member Services. - Restrictions apply. Automatically renewing subscription required. If you're a victim of identity theft and not satisfied with our resolution, you may receive a refund for the current term of your subscription. See LifeLock.com/guarantee for complete details.
††† Up to $1 million coverage for Lawyers and Experts included with all plans. Reimbursement and expense compensation vary according to plan. Insurance benefits are issued by third parties. See LifeLock.com/legal for policy info.
1 Credit features require successful setup, identity verification, and sufficient credit history by the appropriate credit bureau. Credit monitoring features may take several days to activate after enrollment.
2 Identity Lock cannot prevent all account takeovers, unauthorized account openings, or credit file inquiries. Deactivates if you downgrade or cancel your subscription.
7 Scam protection coverage as part of identity theft benefits is currently available to all customers residing in the United States, including U.S. territories and the District of Columbia, with the exception of residents of New York. Gen Digital is not a licensed insurance producer. Benefits under the Master Policy are issued and covered by HSB Specialty Insurance Company. You can find further details and exclusions in the summary of benefits.
8 After setup, automatic data broker removal service scans and requests removal every 90 days.