Couple smiling together in living room
Million Dollar Protection Package†††
Restoration Guarantee*
Scam Reimbursement7
401K/Investment Account Alerts

LifeLock Identity Theft Protection Total

Best Protection Save with annual plans
Best for individuals with multiple accounts, 401(k), property, or investments.
Plan options
Billing options
Your price: $ 349.99
Your price: $ 34.99
Your price: $ 629.99
Your price: $ 62.99
Your price: $ 749.99
Your price: $ 74.99
60-day money back guarantee with an annual plan
24/7 Live Member Support

About this plan

LifeLock Total

With proactive protection, continuous monitoring, and restoration experts, we are dedicated to you from the first alert through full resolution.

If you are a victim of identity theft, a Restoration Specialist will be assigned to your case and fix it, guaranteed,* backed by our highest reimbursement limits.

Fraud protection & recovery

Fraud protection & recovery

Coverage for lawyers and experts: Up to $1 million†††

Provides access to legal and expert professionals to resolve identity theft, with coverage ranging up to $1 million.

Stolen funds reimbursement: Up to $1 million†††

Reimburses you for money stolen due to identity theft.

Personal Expense Reimbursement: Up to $1 million†††

Covers out-of-pocket costs like lost wages or document fees related to identity theft.

Identity Restoration Specialists

A dedicated team of U.S.-based experts guides you through identity theft recovery from start to finish.

NEW Scam Reimbursement7: Up to $10,000

Offers reimbursement for financial losses from certain scams.

NEW Scam Support

Provides help and guidance if you fall victim to a scam—usually included with AI scam monitoring and recovery support.

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Credit & financial protection

Credit & financial protection

Credit, Checking and Savings Activity Alerts: Unlimited Accounts

Notifies you of suspicious activity across your bank, credit, and savings accounts, including unauthorized charges and account changes .

Credit & Payday Loan Lock2

Allows you to lock your credit file at a credit bureau and receive alerts when attempts are made to unlock or access it AND payday loan locks with certain plans.

Unexpected and Suspicious Charge Alerts

Unexpected and Suspicious Charge Alerts help you spot unusual or potentially fraudulent transactions. Unexpected Charge Alerts occur when a charge doesn’t fit your normal spending—like being auto-billed $49.99 after a free trial ends, buying from a new store, or making an unusually large purchase. Suspicious Charge Alerts indicate possible fraud, such as charges from another country, multiple rapid transactions, or known scam patterns. Unexpected alerts prompt you to review and confirm the charge; suspicious ones may lead your bank to block your card until verified.Both protect your account by catching errors or fraud early.

Buy Now Pay Later Alerts

Alerts you if someone applies for buy‑now‑pay‑later services (like Klarna or Affirm) in your name.

Telco & Utility Alerts

Alerts you if new telecom or utility accounts are opened in your name, helping catch fraud early .

Credit Monitoring: 3 Bureau1

Continuous surveillance of your credit reports to alert you of changes, inquiries, or new accounts, sourced from one or multiple credit bureaus.

Credit Report and Score: 3 Bureau Annually, 1 Bureau Daily

Access to periodic credit reports—available monthly or daily depending on the plan and number of bureaus monitored. Access to periodic credit scores—available monthly or daily depending on the plan and number of bureaus monitored.

401K/Investment Activity Alerts

Notifies you of suspicious activity on retirement or investment accounts, such as unauthorized withdrawals or transfers.

Bank Account Takeover Alerts

Monitors for potential account takeover indicators and alerts you if suspicious activity is detected.

Home Title Monitoring

Notifies you of changes to property title records, helping protect against title fraud or unauthorized transfers.

Phone Takeover Monitoring

Alerts if your phone number is ported or transferred without authorization (SIM swap fraud).

Checking & Savings Account Application Alerts

Alerts when applications for new checking or savings accounts are made in your name—warning of potential fraud.

Payday Alerts

Notifies you if payday loans are opened in your name, which can indicate fraud.

Payday Lock

Automatically blocks new payday loans from being opened in your name to prevent fraud.

Stolen Wallet Protection

Assists in canceling and replacing important documents like credit cards, driver’s licenses, and Social Security cards if your wallet is lost or stolen.

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Identity & privacy protection

Identity & privacy protection

NEW Automatic Data Broker Removal8

Automatic data broker removal that helps identify and remove your personal data from online threats.

Identity Alert System

LifeLock’s internal alerting engine that notifies you of multiple suspicious identity-related events to help stop fraud early.

Dark Web Monitoring

Continuously scans dark web markets and forums for your personal data and alerts you if found.

Breach Alerts

Alerts you when wide-scale data breaches occur that could have exposed your personal information.

Social Media Monitoring

Monitors major social platforms for signs of suspicious activity such as account takeovers or compromised credentials.

USPS Address Change Alerts

Sends alerts if a change or forwarding request is submitted for your address with USPS, which could signal fraud.

Sex Offender Alerts

Notifies you when a registered sex offender moves into your neighborhood.

Arrest and Court Record Alerts

Alerts if your personal information appears in an arrest or court filing, which might signal identity misuse or false claims.

Authentication Alerts

Alerts you to suspicious authentication activities or credential stuffing attempts on your accounts.

File Sharing Network Searches

Scans peer-to-peer (P2P) file-sharing networks for your personal information being shared without your consent.

Fictitious Identity Monitoring

Detects if someone is creating a new identity using your personal information, like forged applications or aliases.

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Support

Support

Priority 24/7 Customer Phone Support

Includes 24/7 member support with higher-tier plans offering priority customer service.

Identity Consultation

As a warm welcome to LifeLock, your membership includes a complimentary call with one of our U.S.-based identity theft specialists. Our agents are ready to discuss how to best monitor your personal information and help make sure identity thieves can’t use it for their financial gain. Simply schedule a time that suits you and we’ll be in touch.

NEW 24/7 Virtual Advisor

Get immediate help from our virtual assistant with real-time scam detection across email, calls, and web browsing to prevent fraud and AI threats.

LifeLock guarantees

Sign up with confidence.

60-Day Money Back Guarantee

Not completely satisfied? Get a full refund within 60 days on all annual plans.

Restoration Guarantee*

We’re so confident in our identity monitoring and restoration support, we offer a 100% guarantee. If we cannot reinstate your identity to good standing, you get your money back—up to twelve months of your subscription payment.

How to subscribe

Sign up safely and securely in five easy steps.

Billing

Select plan and billing

Select a plan and a billing option and go to our secure checkout.

Log in

Log in

Create an account or log in to keep your information secure. 

Add family

Add family

Enroll the whole family, including children, in our hassle-free checkout. This option is available on all individual plans.

Set up payment

Set up payment

Use your preferred payment method. We accept major credit cards and other popular methods. 

Activate monitoring

Activate your plan’s monitoring and alerts by entering your Social Security number and date of birth. 

FAQs

Frequently asked questions

Frequently asked questions

What is LifeLock Total and what does it cover?

Our most comprehensive protection for people with the most to lose – from identity theft affecting everyday accounts to threats targeting investments, property and retirement assets. LifeLock Total defends your financial life with fraud protection and recovery, credit and financial protection, identity and privacy protection and 24/7 support.

What’s the highest level of protection available from LifeLock?

LifeLock Total offers the highest level of protection available, with the largest reimbursement limits and the most comprehensive identity and financial recovery support.

Compared to other plans, LifeLock Total increases stolen funds and personal expense reimbursement up to $1 million††† and raises scam reimbursement7 up to $10,000. It also removes monitoring limits by covering unlimited credit, checking, and savings accounts.

LifeLock Total adds protection against advanced and high-impact fraud, including bank account takeovers, 401(k) and investment fraud, home title
fraud, phone number takeovers (SIM swap fraud), and unauthorized checking
or savings account applications.

You’ll also receive more frequent credit access, including annual three-bureau credit reports and daily credit report and score access from one bureau, along with priority 24/7 support and full access to U.S.-based restoration specialists.

Why choose LifeLock Total?

It is built for people who want the highest level of protection available, not just alerts. It offers maximum financial reimbursement, fewer monitoring limits, and protection against the most complex and costly types of fraud. 


With LifeLock Total, you’re covered with up to $1 million in stolen funds and personal expense reimbursement, higher scam reimbursement, and monitoring for advanced threats like bank account takeovers, investment fraud, home title fraud, and phone number takeovers. If you have multiple financial accounts, higher balances, or simply want the confidence of knowing nothing is capped, limited, or left unmonitored, LifeLock Total delivers the most complete peace of mind LifeLock offers.  

How much stolen money can be reimbursed?

Up to $1 million for stolen funds due to identity theft.

Are personal expenses fully covered?

Yes. Personal expenses are covered up to $1 million per person.

Does LifeLock Total include scam support and reimbursement?

Yes. Total includes scam support and up to $10,000 in scam reimbursement 
from financial losses from certain scams.

How many accounts can LifeLock Total monitor?

Unlimited checking, savings, and credit accounts.

Does Total protect against advanced financial fraud?

Yes. Total includes alerts for:

  • Bank account takeovers 
  • 401(k) and investment activity 
  • Home title changes 
  • Phone number takeovers (SIM swap fraud) 
  • New checking or savings account applications

How often can I check my credit reports and credit score? 

LifeLock Total includes annual three-bureau reports and daily one-bureau credit reports and scores.

What happens if I experience identity theft or a scam while using LifeLock Total?

If you become a victim of identity theft, a U.S.-based Restoration Specialist 
will be dedicated to your case with priority support, and fix it, guaranteed,* 
backed by our highest reimbursement limits. Plus, now you get Scam Reimbursement coverage.7

What support comes with LifeLock Total?

24/7 live phone support with a priority line for faster response times and elevated service, the virtual assistant, and full access to U.S.-based identity theft specialists.

You may also like:

LifeLock Advanced
Best for individuals with multiple checking, savings & credit accounts.
$19.99/mo.
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LifeLock Core
Best for individuals with banking & credit accounts.
$12.49/mo.
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No one can prevent all cybercrime or prevent all identity theft.