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Consistent credit monitoring is the key to spotting inaccuracies that drag down your credit score and easy-to-miss signs of identity theft. Help detect threats earlier by using LifeLock Ultimate Plus to access your annual three-bureau credit report and monitor your credit score daily.1
30-day free trial. Payment method and subscription required. Details below*
LifeLock Ultimate Plus makes it easy to monitor your credit and track changes. Become a member and receive ID theft alerts that can help you quickly uncover unauthorized changes to your credit file. This empowers you to take action to help stave off the consequences of identity theft.
30-day free trial. Payment method and subscription required. Details below*
With a range of features including daily credit monitoring, fraud detection, and alerts of unusual account activity, a LifeLock Ultimate Plus membership helps protect your financial accounts and ensure you’re set up for the future.
Daily credit monitoring
Get your daily VantageScore® 3.0 credit score to gauge your credit health.
Annual credit report
Access your annual three-bureau credit report for free to identify threats and inaccuracies.1
Fraud detection
Find out about suspicious credit file changes earlier with mobile fraud alerts.4
Account application alerts
Find out when someone uses your personal information to apply for new checking or savings accounts.2
Stolen funds reimbursement
Take advantage of our dollar-for-dollar reimbursement program to help recover after ID theft.5
Restoration assistance
Streamline identity theft recovery by leveraging the knowledge of experienced restoration specialists.
If you're one of the millions of Americans who don't currently know their credit score, you may not know if your credit score is being docked unfairly because of inaccurate delinquencies or even identity theft. That oversight can result in application rejections, higher interest rates, or worse. Get LifeLock Ultimate Plus to check and monitor your credit and receive alerts if unusual activity is detected.
30-day free trial. Payment method and subscription required. Details below*
But don’t just take our word for it.
A LifeLock Ultimate Plus membership doesn’t just offer reliable credit monitoring and fraud detection; it also includes the Million Dollar Protection™ Package to mitigate the financial impact of identity theft.
Up to $1 million for lawyers and experts3
Up to $1 million in coverage for identity theft-related expenses 6
Up to $1 million in stolen funds reimbursement 5
While checking credit reports is good practice, it's easy to miss things when you do it manually. Services like LifeLock Ultimate Plus offer continuous monitoring to help you detect suspicious activity, identify credit report errors, and protect against identity theft.
With LifeLock, you can monitor your annual credit report for suspicious changes that could indicate possible fraud. LifeLock Ultimate Plus will provide you with notifications of key changes reported by the three credit bureaus—Equifax,® Experian,® or TransUnion.®1
LifeLock Ultimate Plus monitors several sources, including your credit report, to help detect and notify you of suspicious activity. These notifications include alerting you about new account applications in your name, attempts to update your account information, and other criminal activity. Use these to investigate potential identity theft and dispute errors.2
LifeLock also monitors your Social Security number for fraudulent activity, like someone trying to open a line of credit in your name or drain your 401(k) or other retirement investment account. If you see something suspicious or unusual, LifeLock will work with you to help you fix it.2
Take the hassle out of credit monitoring with LifeLock Ultimate Plus. Our identity theft protection subscription service helps people like you to keep tabs on credit report changes and credit score fluctuations. We’ll also alert you to possible fraud so you don’t have to constantly check your credit score breakdown or order multiple credit reports to uncover issues.
30-day free trial. Payment method and subscription required. Details below*
Still have questions about credit monitoring? Here’s what you need to know.
Credit monitoring services track your credit report and alert you to suspicious activity or changes that could negatively affect your credit score.
Look for a service that checks credit reports from the three major credit monitoring bureaus—Equifax, Experian, and TransUnion. You should look for additional monitoring services too, such as those that help track data breaches and scan for names and addresses connected with your Social Security number.
Many members consider LifeLock one of the best services to use for credit monitoring because it checks credit reports for suspicious activity and scans the web (clear and dark) to help detect personal information leaks. These features help you keep tabs on your financial accounts to catch fraud. LifeLock also offers robust identity theft protection and recovery services so you can do more than just monitor your credit.
Credit monitoring tracks changes in your credit report, such as new accounts or inquiries, to help you identify unusual activity or potential fraud. That can help you catch identity theft quickly, minimize damage to your credit score, and give you peace of mind.
Credit monitoring can't prevent identity theft and often only monitors credit reports, not other areas like public records or social media platforms, where your information can also get exposed. Use a tool like LifeLock Ultimate Plus not only monitors your credit but can also check the internet, public records, and social media to give you stronger protection against identity theft.
Paid credit monitoring costs typically range from around $9 to $35 per month, depending on the service and features offered. Free options are also available, but they may not offer all the features and capabilities that many people consider essential.
LifeLock Ultimate Plus is a subscription identity monitoring service that you can try for 30 days free. Then, it costs $19.99 a month for the first year (paid annually).
* Automatically renews annually after the trial period ends, unless canceled. The price quoted in the cart today is valid for the introductory term after the trial, after which your subscription will be billed at renewal pricing. Renewal pricing is subject to change and may be charged up to 35 days before the active term ends. For support or to cancel automatic renewal, log into your account or contact support.
LifeLock Ultimate Plus: A yearly subscription is just $ 239.88/for the first year after the free trial, then only $ 339.99/year after.
1 Credit reports, scores and credit monitoring may require an additional verification process and credit services will be withheld until such process is complete.
2 We do not monitor all transactions at all businesses.
3 Up to $1 Million for lawyers and experts (with all plans): If you need a lawyer or other expert to help fight on your behalf to resolve your identity theft issues, the Million Dollar Protection Package will provide lawyers and experts on your behalf and cover up to $1 million in fees for all LifeLock plans.
4 Phone alerts made during normal local business hours.
5 Up to $1 Million reimbursement for stolen funds (limit varies based on plan): If you have money stolen because of identity theft, the Million Dollar Protection Package will reimburse you for those losses, based on the limit of your plan.
6 Up to $1 Million in compensation for personal expenses incurred (limit varies based on plan): The package also includes compensation, based on the limit of your plan, for qualifying personal expenses you may incur as a result of trying to resolve identity theft, such as lost wages, travel expenses, and child or elder care.
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** Credit features require setup, identity verification, and sufficient credit history by TransUnion and/or Equifax. Credit monitoring features may take several days to activate after enrollment.
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