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Million Dollar Protection Package†††
Restoration Guarantee*
Identity Verification Alerts
24/7 Customer Phone Support

LifeLock Identity Theft Protection Core

Save with annual plans
Best for individuals with banking & credit accounts.
Plan options
Billing options
Your price: $ 124.99
Your price: $ 12.49
60-day money back guarantee with an annual plan
24/7 Live Member Support

About this plan

LifeLock Core

We defend what you’ve worked so hard to build with monitoring for up to two accounts and alerts to identity threats.

If you become a victim of identity theft, we’ll fix it, guaranteed,* beyond what banks can handle, and get your money back.

Fraud protection & recovery

Fraud protection & recovery

Coverage for lawyers and experts: Up to $1 million†††

Provides access to legal and expert professionals to resolve identity theft, with coverage ranging up to $1 million.

Stolen funds reimbursement: Up to $25,000†††

Reimburses you for money stolen due to identity theft.

Personal Expense Reimbursement: Up to $25,000†††

Covers out-of-pocket costs like lost wages or document fees related to identity theft.

Identity Restoration Specialists

A dedicated team of U.S.-based experts guides you through identity theft recovery from start to finish.

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Credit & financial protection

Credit & financial protection

Credit, Checking and Savings Activity Alerts: 2 Accounts

Notifies you of suspicious activity across your bank, credit, and savings accounts, including unauthorized charges and account changes .

Credit & Payday Loan Lock2

Allows you to lock your credit file at a credit bureau and receive alerts when attempts are made to unlock or access it AND payday loan locks with certain plans.

Unexpected and Suspicious Charge Alerts

Unexpected and Suspicious Charge Alerts help you spot unusual or potentially fraudulent transactions. Unexpected Charge Alerts occur when a charge doesn’t fit your normal spending—like being auto-billed $49.99 after a free trial ends, buying from a new store, or making an unusually large purchase. Suspicious Charge Alerts indicate possible fraud, such as charges from another country, multiple rapid transactions, or known scam patterns. Unexpected alerts prompt you to review and confirm the charge; suspicious ones may lead your bank to block your card until verified.Both protect your account by catching errors or fraud early.

Buy Now Pay Later Alerts

Alerts you if someone applies for buy‑now‑pay‑later services (like Klarna or Affirm) in your name.

Telco & Utility Alerts

Alerts you if new telecom or utility accounts are opened in your name, helping catch fraud early .

Credit Monitoring: 2 Bureau1

Continuous surveillance of your credit reports to alert you of changes, inquiries, or new accounts, sourced from one or multiple credit bureaus.

Credit Report and Score: 1 Bureau Monthly

Access to periodic credit reports—available monthly or daily depending on the plan and number of bureaus monitored. Access to periodic credit scores—available monthly or daily depending on the plan and number of bureaus monitored.

Payday Alerts

Notifies you if payday loans are opened in your name, which can indicate fraud.

Payday Lock

Automatically blocks new payday loans from being opened in your name to prevent fraud.

Stolen Wallet Protection

Assists in canceling and replacing important documents like credit cards, driver’s licenses, and Social Security cards if your wallet is lost or stolen.

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Identity & privacy protection

Identity & privacy protection

NEW Automatic Data Broker Removal8

Automatic data broker removal that helps identify and remove your personal data from online threats.

Identity Alert System

LifeLock’s internal alerting engine that notifies you of multiple suspicious identity-related events to help stop fraud early.

Dark Web Monitoring

Continuously scans dark web markets and forums for your personal data and alerts you if found.

Breach Alerts

Alerts you when wide-scale data breaches occur that could have exposed your personal information.

Social Media Monitoring

Monitors major social platforms for signs of suspicious activity such as account takeovers or compromised credentials.

USPS Address Change Alerts

Sends alerts if a change or forwarding request is submitted for your address with USPS, which could signal fraud.

Sex Offender Alerts

Notifies you when a registered sex offender moves into your neighborhood.

Arrest and Court Record Alerts

Alerts if your personal information appears in an arrest or court filing, which might signal identity misuse or false claims.

Authentication Alerts

Alerts you to suspicious authentication activities or credential stuffing attempts on your accounts.

File Sharing Network Searches

Scans peer-to-peer (P2P) file-sharing networks for your personal information being shared without your consent.

Fictitious Identity Monitoring

Detects if someone is creating a new identity using your personal information, like forged applications or aliases.

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Support

Support

24/7 Customer Phone Support

Includes 24/7 member support with higher-tier plans offering priority customer service.

NEW 24/7 Virtual Advisor

Get immediate help from our virtual assistant with real-time scam detection across email, calls, and web browsing to prevent fraud and AI threats.

LifeLock guarantees

Sign up with confidence.

60-Day Money Back Guarantee

Not completely satisfied? Get a full refund within 60 days on all annual plans.

Restoration Guarantee*

We’re so confident in our identity monitoring and restoration support, we offer a 100% guarantee. If we cannot reinstate your identity to good standing, you get your money back—up to twelve months of your subscription payment.

How to subscribe

Sign up safely and securely in five easy steps.

Billing

Select plan and billing

Select a plan and a billing option and go to our secure checkout.

Log in

Log in

Create an account or log in to keep your information secure. 

Add family

Add family

Enroll the whole family, including children, in our hassle-free checkout. This option is available on all individual plans.

Set up payment

Set up payment

Use your preferred payment method. We accept major credit cards and other popular methods. 

Activate monitoring

Activate your plan’s monitoring and alerts by entering your Social Security number and date of birth. 

FAQs

Frequently asked questions

Frequently asked questions

What is LifeLock Core and what does it cover? 

It offers essential protection you need for your financial life, fixing all types of identity theft, guaranteed,* beyond what banks can handle, and gets your money back.

What is the Million Dollar Protection Package†††? 

This package offers layered identity theft coverage, including stolen funds reimbursement, personal expense compensation, and legal or expert assistance—
amounts vary by plan from $25K to $1M or more.

Am I protected if my identity is stolen?

Yes. LifeLock Core includes the Million Dollar Protection Package†††, which combines expert help, reimbursement, and guided recovery if identity theft happens. 

Will someone help me fix the problem?

Yes. U.S.-based restoration specialists work with you from start to finish to help recover your identity. See how LifeLock identity theft restoration works.

Do I get legal help if I need it?

Yes. You have access to lawyers and identity theft experts, with coverage up to $1 million.

Will I get my money back if funds are stolen?

Yes. LifeLock Core reimburses up to $25,000 for stolen funds due to identity theft.

Are personal expenses covered too?

Yes. You’re covered up to $25,000 for costs like lost wages or document replacement.

Will I know if something suspicious happens to my accounts? 

Yes. You’ll receive alerts for suspicious activity across up to two of your credit, checking, and savings accounts.

Can I stop fraud before it happens?

Yes. Credit and payday loan locks help block unauthorized access and prevent payday loans in your name.

Will I be alerted to unusual charges?

Yes. You’ll receive alerts for unexpected or suspicious charges so you can act quickly.

Does LifeLock Core monitor my credit?

Yes. LifeLock Core includes credit monitoring across two bureaus and monthly access to one credit report and score. There is more protection coverage across all three credit bureaus (Experian, Equifax, TransUnion) in LifeLock Advanced and LifeLock Total.

Does Core protect my personal data online?

Yes. Automatic data broker removal helps reduce exposure of your personal information online. Once you add your details, we scan 60 data broker sites for your personal information and automatically remove your data.

Will I be alerted if someone misuses my identity?

Yes. LifeLock Core uses an Identity Alert System that monitors for a wide range of identity threats and notifies you early so you can act before serious damage occurs. This includes monitoring for exposed personal data, suspicious account activity, unauthorized address changes, and signs that someone may be trying to use your identity.

Does LifeLock Core monitor the dark web and data breaches?

Yes. LifeLock Core continuously monitors dark web marketplaces and notifies you if your personal information is found. You’ll also receive breach alerts if a major data breach may have exposed your information.

Are address changes or court records monitored?

Yes. You’ll receive USPS address change alerts, arrest and court record alerts, and sex offender alerts.

Is help available anytime?

Yes. LifeLock Core includes 24/7 customer phone support and a 24/7 virtual assistant for scam detection.

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No one can prevent all cybercrime or prevent all identity theft.