Article Component Library

Q: Does checking my credit score lower it?

A soft credit pull or inquiry (when you check your own credit score for free or a lender pre-approves you) won’t lower your credit score . However, a hard credit pull (run by a lender after you apply for a loan or line of credit) can cause your credit score to fluctuate.

Q: Can I monitor my own credit?

Yes, you can monitor your own credit. You can monitor your credit score for free monthly or daily with a tool like LifeLock Ultimate Plus , which also offers a suite of services to help protect your credit. You can also visit the AnnualCreditReport website to order your free credit report online every 12 months and get a comprehensive credit history breakdown.

Q: What is a good credit score?

A good credit score from FICO® is 670 or higher. However, ranges can vary based on the credit scoring model and how it works. Beyond that, lenders can decide what they think is “good” based on industry standards and their own criteria.

This is an overview of all article and tool page components that can be used within the article and tool templates.

Get LifeLock Core

Sources cited

"December 2024 Global Omnibus Survey," Dynata on behalf of Gen, December 2024. Online survey of 12,024 adults ages 18 and older across 12 countries (U.S., UK, Australia, Brazil, Mexico, Czech Republic, France, Germany, Japan, New Zealand, Italy, and Hong Kong), conducted December 5–31, 2024. Data weighted by age, gender, and region to be nationally representative.
"Consumer Sentinel Network Data Book 2024," Federal Trade Commission, 2025.
Dynata on behalf of Gen, May 2025. Online survey of 1,000 adults ages 18 and older in the United States, conducted April 24–May 8, 2025. Data weighted by age, gender, and region to be nationally representative.
"Online Scams and Attacks in America Today," Pew Research Center, July 31, 2025.
"2025 Trends in Identity Report," Identity Theft Resource Center, June 2025.
"Phishing Activity Trends Report, 4th Quarter 2024," Anti-Phishing Working Group (APWG), 2025.
"The Battle Against AI-driven Identity Fraud," Signicat, 2024.
"Federal Bureau of Investigation Internet Crime Report 2024," Federal Bureau of Investigation Internet Crime Complaint Center, April 2025.
“Federal Bureau of Investigation Internet Crime Report 2025,” Federal Bureau of Investigation Internet Crime Complaint Center, April 2026.
Dynata on behalf of Gen, May 2025. Online survey of 11,006 adults ages 18 and older across 11 countries (U.S., UK, France, Brazil, Germany, Australia, New Zealand, Czech Republic, Italy, Japan, and Mexico), conducted April 24–May 9, 2025. Data weighted by age, gender, and region to be nationally representative.

Header 1	Header 2	Header 3
Content	Content	Content

These components are most suitable for article pages

The reason is that these components are ideally suited to the article layout width.

1. Blog Table Component

1.1. Table with top Heading and without scrolling bars

E.g. #1

Equifax	Experian	TransUnion
Online	Online	Online
888-378-4329	888-397-3742	800-916-8800
Equifax Information Services LLC P.O. Box 105788 Atlanta, GA 30348-5788	Experian Security Freeze P.O. Box 9554 Allen, TX 75013	TransUnion Consumer Solutions P.O. Box 2000 Chester, PA 19016

E.g. #2

Credit score grade	FICO^® Score	VantageScore^®
Poor/Subprime	300-579	300-600
Fair/Near prime	580-669	601-660
Good/Prime	670-739	661-780
Very good/Super prime	740-799	781-850
Exceptional	800-850	N/A

1.2. Table with Top and Left Heading, icons and scrolling bars

E.g. #1

	Online	Phone	Mail
Experian	Experian’s website	(888) 397-3742	Experian Security Freeze P.O. Box 9554 Allen, TX 75013
Equifax	Equifax’s website	(888) 298-0045	Equifax Information Services LLC P.O. Box 105788 Atlanta, GA 30348-5788
TransUnion	TransUnion’s website	(800) 916-8800	TransUnion P.O. Box 160 Woodlyn, PA 19094

E.g. #2


Equifax	Online	Online	Online
Experian	888-378-4329	888-397-3742	800-916-8800
TransUnion	Equifax Information Services LLC P.O. Box 105788 Atlanta, GA 30348-5788	Experian Security Freeze P.O. Box 9554 Allen, TX 75013	TransUnion Consumer Solutions P.O. Box 2000 Chester, PA 19016

2. Custom Boxes for Tips, Quotes

E.g. #1 - pls use paddings of this example

Did you know? The latest FTC data shows there were over 1.1 million reports of identity theft in 2024 and over 2.6 million fraud reports in total — altogether responsible for over $12.5 billion in consumer losses.

E.g. #2

“100% worth the money. My information was on the dark web and someone stole my Social Security number. Immediately LifeLock responded and took care of the situation at ease. With cyber attacks, trust me when I say you want to get LifeLock.” — Google Play review

E.g. #3

How to recover:

Contact the credit bureaus to dispute fraudulent activity and help fix your credit.
Place a fraud alert or freeze your credit to make it harder for identity thieves to open new accounts.
Get in touch with your creditor to correct any inaccuracies.

E.g. #4

One Reddit user’s story: “I enrolled in Medicare Part A last year and Part B earlier this year. I received a call from someone who identified himself as calling on behalf of Medicare ‘from Fairfax, VA,’ and wanted to make sure I was still enrolled — he already knew my birthdate. He said I should have received a new card in the mail and asked for my ID, which I refused to give over the phone.”

3. Blog Image Modal Component

E.g. #1 Blog Image Modal Without Caption

Screenshot of Google’s Data and privacy dashboard.

E.g. #2 Blog Image Modal With Caption

A graphic depicts the differences between a credit score vs. credit report.

errrrrrrrrrrr

uhhhhhhhhhhh

This article contains

These components are most suitable for tool pages

The reason is that these components require a wider layout, and since the blog article layout is narrower than tool pages, they might be deformed.

4. Custom Bait Component (dev version coming soon)

E.g. #1 Custom Bait Component (Image Left/Right + CTA Button)

A view of LifeLock’s identity theft protection tools.

Keep an eye on your credit easily

Daily free credit score checks and annual credit reports are built into the LifeLock Ultimate Plus membership. When you sign up for identity theft protection, LifeLock closely monitors your credit to help you detect inaccuracies and fraud early on. Sign up to try it for free.

Try LifeLock for free

30-day free trial. Payment method and subscription required. Details below*

5. Custom Cards Component

E.g. #1 Custom Cards Component

Credit card alerts

Spot suspicious activity with alerts that notify you if we detect potentially unauthorized credit card purchases.²

Data breach notifications

Stay ahead of potential threats with proactive notifications that keep you informed of large-scale data breaches .

U.S.-based restoration

Get personal support from restoration specialists to help you handle your case if your identity is stolen.

6. Icon & Text Component

E.g. #1 Styling fixes are required on the back end. Once these are resolved, we can proceed with using it.

Identity & Social Security Number Alerts^†

It’s the foundation for all LifeLock services. We monitor for fraudulent use of your Social Security number, name, address, or date of birth in applications for credit and services. The patented system sends alerts by text, phone, email, or mobile app.

Stolen Funds Reimbursement^‡

If you have money stolen due to identity theft, LifeLock will reimburse you dollar for dollar—up to $25,000.

Credit Monitoring Coverage: One bureau¹

We monitor key changes to your credit file at a leading credit bureau and alert you to help detect fraud.

7. Accordion Component

E.g., #1: Mostly used for the FAQ section

FAQs

Does checking my credit score lower it?

Can I monitor my own credit?

What is the safest way to check my credit score?

The safest way to check your credit score is to use reputable and secure credit reporting websites and services. Trustworthy credit score lookup services like LifeLock rely on soft credit inquiries, so they won’t negatively impact your credit score. Plus, if they employ security features like encryption and two-factor authentication, they help protect users from account takeovers and identity theft.