Check your credit score and get a free credit report

Don’t let unexpected changes to your credit score and report get in the way of your financial goals. Use LifeLock Ultimate Plus to keep tabs on your financial health and stay in the know with free credit checks and an annual three-credit bureau report.

30-day free trial. Payment method and subscription required. Details below*

Daily credit score tracking¹

Bank and credit card activity alerts²

Account takeover alerts²

24/7 priority live support

A view of LifeLock’s identity theft protection tools.

Keep an eye on your credit easily

Daily free credit score checks and annual credit reports are built into the LifeLock Ultimate Plus membership. When you sign up for identity theft protection, LifeLock closely monitors your credit to help you detect inaccuracies and fraud early on. Sign up to try it for free.

30-day free trial. Payment method and subscription required. Details below*

The benefits of LifeLock Ultimate Plus

Comprehensive identity theft protection and credit monitoring can help you keep tabs on your credit and fight back against fraud. Here are just some of the benefits of LifeLock Ultimate Plus:

Stolen wallet protection

Get expert assistance to cancel and replace important documents if someone steals your wallet.

Investment account alerts

Help ensure your retirement plans are sound by safeguarding against fraudulent transfers and withdrawals.2

Identity and SSN alerts

Set up mobile alerts to identify fraudulent use of your Social Security number or other personal information.2,3

Credit card alerts

Spot suspicious activity with alerts that notify you if we detect potentially unauthorized credit card purchases.2

Data breach notifications

Stay ahead of potential threats with proactive notifications that keep you informed of large-scale data breaches.

U.S.-based restoration

Get personal support from restoration specialists to help you handle your case if your identity is stolen.

Comprehensive credit report and monitoring services

Manual credit monitoring can be complicated. An automated service like LifeLock Ultimate Plus helps you keep track of your credit easily. But don’t just take our word for it.

How LifeLock simplifies credit monitoring

Our credit monitoring tool includes free credit reports, information exposure alerts, and dark web monitoring for 24/7 coverage. Along with helping detect and protect against identity theft, you’ll also get coverage to access the legal experts and restoration resources you need to freeze your credit and help restore your identity if it does become compromised.4

A screenshot showing how to check your credit report and score for free.

Clear and complete credit reports

Access your credit report so you know what to expect when you apply for a loan. LifeLock provides credit scores based on data from the three major credit bureaus, helping you track your credit score progress and catch suspicious activity before it becomes a problem.1

Proactive privacy alerts

LifeLock Ultimate Plus can help curb the risk of personal info exposure by identifying invasive websites that publish private information like your name and address, and assisting with removing your personal information from the web.

A view of the alerts LifeLock uses to notify subscribers.
A LifeLock app screen showing investment monitoring.

401(k) and investment alerts

Set yourself up for a comfortable future by keeping your savings safer. Our 401(k) and investment account alerts can help by letting you know if potentially fraudulent balance transfers or cash withdrawals occur.

Safeguard your future with LifeLock Ultimate Plus

Get expert supervision over your finances by prioritizing credit monitoring and identity theft protection. Become a member of LifeLock Ultimate Plus to help find out if someone leaks your personal information online, streamline the recovery process, and monitor sudden and unexpected credit changes.

30-day free trial. Payment method and subscription required. Details below*


A soft credit pull or inquiry (when you check your own credit score for free or a lender pre-approves you) won’t lower your credit score. However, a hard credit pull (run by a lender after you apply for a loan or line of credit) can cause your credit score to fluctuate.

Yes, you can monitor your own credit. You can monitor your credit score for free monthly or daily with a tool like LifeLock Ultimate Plus, which also offers a suite of services to help protect your credit. You can also visit the AnnualCreditReport website to order your free credit report online every 12 months and get a comprehensive credit history breakdown.

The safest way to check your credit score is to use reputable and secure credit reporting websites and services. Trustworthy credit score lookup services like LifeLock rely on soft credit inquiries, so they won’t negatively impact your credit score. Plus, if they employ security features like encryption and two-factor authentication, they help protect users from account takeovers and identity theft.

A good credit score from FICO® is 670 or higher. However, ranges can vary based on the credit scoring model and how it works. Beyond that, lenders can decide what they think is “good” based on industry standards and their own criteria.


* Automatically renews annually after the trial period ends, unless canceled. The price quoted in the cart today is valid for the introductory term after the trial, after which your subscription will be billed at renewal pricing. Renewal pricing is subject to change and may be charged up to 35 days before the active term ends. For support or to cancel automatic renewal, log into your account or contact support.

LifeLock Ultimate Plus: A yearly subscription is just $ 239.88/for the first year after the free trial, then only $ 339.99/year after. 

1The credit score provided is a VantageScore 3.0 credit score based on Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.

2We do not monitor all transactions at all businesses.

3Phone alerts made during normal local business hours.

4Reimbursement and Expense Compensation, each with limits of up to $25,000 for Standard, up to $100,000 for Advantage, and up to $1 million for Ultimate Plus. And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits provided by Master Policy issued by United Specialty Insurance Company, Inc. (State National Insurance Company, Inc. for NY State members). Policy terms, conditions and exclusions at:

Global Privacy Statement | Legal

** Credit features require setup, identity verification, and sufficient credit history by TransUnion and/or Equifax. Credit monitoring features may take several days to activate after enrollment.