Published: October 06, 2017
3 Minutes

How to Check If You're Affected by the Equifax Data Breach


Steve Symanovich

Staff writer

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Worried couple checking their credit score to see if they are affected by the Equifax Data Breach.

How can find out if you were affected by the Equifax data breach?

It’s easy. You can use a look-up tool to find out. You’ll need to type in your last name and last six digits of your Social Security number.

Why is it important to find out now? Equifax’s recent $700 million settlement with the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB) and 50 U.S. states and territories, means you can now file a claim for certain benefits, if you’re one of up to 147 million people whose data was exposed in the 2017 Equifax data breach.

If your information was exposed in the data breach, you can file a claim at

You may be entitled to as much as $20,000, although probably much less.

The Equifax settlement was announced on July 24, 2019. The deadline for filing a claim is  January 22, 2020.

Facts about the Equifax data breach and settlement

Equifax initially disclosed the data breach September 7, 2017. The company said it discovered the data breach in July 2017.

The unauthorized access of personal data that was exposed by Equifax could increase the risk of identity theft for anyone affected. That’s because the data included names, Social Security numbers, birth dates, addresses and, in some cases, driver’s license numbers and credit card numbers — information identity thieves can use to take over or open new accounts, file tax returns to fraudulently obtain refunds, rent or buy properties, or do other criminal acts in your name.

How can I help protect myself and my identity after a data breach?

In the wake of the Equifax data breach, there are some steps you can take to help protect yourself — or to detect if identity thieves may have targeted you.

  • Identity thieves can wait months, or even years, before actually using stolen personal information. Check your credit reports to confirm that thieves haven’t opened credit card accounts or taken out loans in your name. You can order a free credit report from each of the three major credit reporting agencies once every 12 months. You can access free credit reports at If you find activity that isn’t yours, here’s how to file a dispute with the credit agencies.
  • Monitor your credit card and bank accounts frequently, keeping an eye out for unfamiliar transactions. If you spot something that doesn’t look right, contact that financial institution.
  • Consider putting a credit freeze or fraud alert on your credit reports. You’ll find more information in this article. But also note that there are many kinds of identity theft that do not require a credit check and, thus, may not be thwarted by credit freezes or fraud alerts.
  • Consider credit monitoring or identity theft protection to help protect your personal information. You’ll find an overview of what each provides in this article.

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Editorial note: Our articles provide educational information for you. NortonLifeLock offerings may not cover or protect against every type of crime, fraud, or threat we write about. Our goal is to increase awareness about cyber safety. Please review complete Terms during enrollment or setup. Remember that no one can prevent all identity theft or cybercrime, and that LifeLock does not monitor all transactions at all businesses.

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