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LifeLock Ultimate Plus

LifeLock Ultimate Plus is no longer available to purchase. Get LifeLock Total for the latest version of our most comprehensive protection. It contains the same trusted identity theft protection features, and financial monitoring capabilities to help you combat evolving threats, providing all-in protection for your complex financial life.

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Million Dollar Protection Package
Restoration Guarantee*
Identity & Social Security Alerts
401K & Investment Account Activity Alerts

About this product

If you’re new to LifeLock, learn about LifeLock Total, the latest version of our top-tier protection. If you’re already a LifeLock Ultimate Plus subscriber, don’t worry, your existing membership will continue. Keep reading for more information about your current plan.

LifeLock Ultimate Plus

First-class protection for those who demand the best. Secure your world with maximum reimbursement coverage, advanced monitoring, hands-on controls, and expert support.

Finances

Finances

Bank Account Takeover Alerts

Smart identity thieves use their computers to take over accounts or add new account holders to existing accounts. LifeLock helps protect your finances by monitoring for these changes.

401K & Investment Account Activity Alerts

Investment & 401(k) activity alerts warn you of potentially fraudulent cash withdrawals and balance transfers. We also aggregate and monitor all bank and credit card accounts to help you spot any suspicious transactions.

Credit Monitoring: Three bureaus1

Monitors key changes to your credit and alerts you to help detect fraud.

Credit Reports & Scores: One bureau: Daily; Three bureaus: Annually¹

With access to your credit report and score, you can spot changes linked to financial missteps, reporting errors, or even fraud, and take the necessary steps to safeguard your financial reputation.

Identity Lock2

Turn on the TransUnion Credit File Lock and Payday Loan Lock to help block unauthorized account openings. Unlock when you want to open a new account.

Checking & Savings Account Application Alerts

Be alerted when banking accounts are opened in your name.

Financial Monitoring

Centralize your banking alerts in one place with Financial Monitoring. Help protect your finances against fraud by monitoring existing accounts with alerts that notify you of cash withdrawals, balance transfers, changes in recurring charges, and large purchases.

Credit, Checking & Savings Account Activity Alerts

Protect your finances against fraud by monitoring existing accounts with alerts that notify you of cash withdrawals, balance transfers, and large purchases.

Home Title Monitoring

Home Title Monitoring helps keep home titles, real estate files, and property records monitored to protect against fraud. Includes the following notifications: Baseline, New Property, Change in Owner, New Lender, Change in Financing, and Notice of Default.

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Restoration and reimbursement

Restoration and reimbursement

Stolen Funds Reimbursement: Up to $1 million†††

We’ll reimburse money directly back to you if you have funds stolen from your bank, investment, or credit accounts due to identity theft.

Restoration Guarantee

We’re so confident in our identity monitoring and restoration support, we offer a 100% guarantee. If we cannot reinstate your identity to good standing, you get your money back—up to twelve months of your subscription payment.

Coverage for Lawyers and Experts: Up to $1 million†††

If needed, we’ll retain lawyers and experts directly for you to help solve your identity theft.

Personal Expense Reimbursement: Up to $1 million†††

We reimburse expenses resulting from identity theft like childcare, travel, document replacement, and lost wages.

Stolen Wallet Protection

In the event of a lost or stolen wallet, receive assistance on canceling or replacing credit cards, driver’s licenses, Social Security cards, insurance cards, and more.

24/7 Live Member Support

Get support for questions related to your identity theft protection product online, via chat, or via phone 24 hours a day, 7 days a week.

Identity Restoration Specialists

If your identity is compromised, a U.S.-Based Personal Restoration Specialist will personally handle your case and help restore your identity.

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Personal info

Personal info

Identity & Social Security Number Alerts

Alerts you if your Social Security number, name, address, or date of birth are used to open credit or services.

Freeze Center

Criminals can steal your identity to open credit cards, bank accounts, or utilities in your name. We provide easy instructions and quick access so you can freeze credit, bank, and utility files with each consumer reporting company to help protect against criminals using your information to open new accounts or take out loans in your name.

Data Breach Notifications

Receive alerts about large-scale breaches so you can help protect your personal information.

Dark Web Monitoring

Dark Web Monitoring alerts you if your information is found on the dark web (capable of finding 120+ different identity elements).

Alerts on Crimes Committed in Your Name

We search for falsified court records containing your personal information to help protect you from arrest for crimes you haven’t committed, monitor for fictitious identities using aliases with your SSN, and alert you of potentially fraudulent credit card activity.

Privacy Monitor (Digital footprint)

Did you know that personal information, such as your address, phone number, or date of birth, is legally available for free or for sale on many public sites? Once you click on Privacy Monitor, we will scan popular data broker sites for your personal info so you can request to opt out with the data broker, giving you greater control over your online privacy.

File-Sharing Network Searches

Get expanded monitoring of your personal information across file-sharing networks for exposure of personal info, as well as enhanced online reporting and updates of any threats.

ID Verification Monitoring

Monitors for use of personally identifiable information in credit applications, public records, websites, Docusign, unemployment in some U.S. states, and other places for any unusual activity that could be signs of identity theft.

Social Media Monitoring

Social Media Monitoring alerts you if we think your account may be compromised.

Fictitious Identity Monitoring

Get protection against your identity being fictitiously used by scanning for names and addresses associated with your Social Security number.

USPS Address Change Verification

Be notified when a change has been made or a new address has been added to your file at the credit bureau(s), or a change of address has been reported with the United States Postal Service (USPS).

Sex Offender Registry Reports

Receive notification if your name and personal information appear in a sex offender registry.

Phone Takeover Monitoring

Protect your mobile phone number and financial, email, and social accounts stored on your phone from SIM swap cyberthreats.

Guided Child Freeze

We provide instructions to freeze credit files for each junior plan member to help protect against criminals opening unauthorized accounts in their name.

Social Media Cyberbully Monitoring

We’ll help protect your children against cyberbullying on their social media feeds and notify you of posts that may be sexually explicit, drug-related, violent, or hate speech.

Child Credit File Monitoring

The existence of credit information for a child can be a sign of identity theft. LifeLock monitors your child’s Social Security number to detect credit information associated with your child’s identity.

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Product guarantees

Sign up with confidence.

60-Day Money Back Guarantee

Not completely satisfied? Get a full refund within 60 days on all annual plans.

Restoration Guarantee

We’re so confident in our identity monitoring and restoration support, we offer a 100% guarantee. If we cannot reinstate your identity to good standing, you get your money back—up to twelve months of your subscription payment.

FAQs

Frequently asked questions

Frequently asked questions

What is LifeLock Ultimate Plus?

LifeLock Ultimate Plus is the most comprehensive identity theft protection plan offered by LifeLock. It includes: 

  • Identity & Social Security Number Alerts – Notifies you if your personal information is misused. 

  • Dark Web Monitoring – Scans hidden marketplaces for your stolen data. 

  • Bank & Credit Card Activity Alerts – Get notified of suspicious transactions. 

  • Home Title Monitoring – Helps protect against fraudulent home title transfers. 

  • 401(k) & Investment Account Alerts – Monitors unauthorized activity in your retirement and investment accounts. 

  • Social Media Monitoring – Alerts you to privacy risks on social platforms. 

  • $1 million Stolen Funds Reimbursement – Covers financial loss due to identity theft. 

  • $1 million Coverage for Lawyers and Experts – Helps cover legal fees if fraud occurs. 

What’s the difference between LifeLock Ultimate Plus and LifeLock Advantage?

LifeLock Ultimate Plus includes all features of LifeLock Advantage, plus:

  • Higher Stolen Funds Reimbursement – Up to $1 million (vs. $100,000 in Advantage). 

  • 401(k) & Investment Account Alerts – Helps protect retirement savings.

  • Home Title Monitoring – Detects fraudulent title transfers. 

  • Social Media Monitoring – Alerts you to privacy risks and impersonation attempts.

  • Three-Bureau Credit Monitoring – Monitors all three major credit bureaus.

How does LifeLock Ultimate Plus protect my financial accounts and home title?

LifeLock Ultimate Plus provides advanced financial and home title monitoring to help detect unauthorized activity before it leads to identity fraud. Key protections include:

  • 401(k) & Investment Account Alerts – Monitors for unusual activity in your retirement and brokerage accounts, helping to safeguard your long-term savings. 

  • Bank & Credit Card Activity Alerts – Notifies you of suspicious cash withdrawals, balance transfers, or large purchases on your financial accounts.

  • Home Title Monitoring – Alerts you if someone fraudulently transfers or modifies your home’s title or deed, helping to prevent home title theft. 

If suspicious activity is detected, you’ll receive real-time alerts via text, email, or mobile app, allowing you to take quick action. Plus, if fraud occurs, a U.S.-Based Personal Restoration Specialist will help you recover your assets and secure your identity.

How does LifeLock Ultimate Plus alert me to potential threats?

LifeLock Ultimate Plus provides real-time alerts across multiple channels to notify you of potential identity threats. In addition to the alerts included in LifeLock Advantage, Ultimate Plus offers: 

  • Three-bureau credit monitoring alerts – Notifies you of changes across all major credit bureaus. 

  • 401(k) & Investment Account Alerts – Warns you of suspicious activity in retirement and brokerage accounts. 

  • Home Title Monitoring Alerts – Alerts you if there are unauthorized changes to your property records. 

  • Bank & Credit Card Activity Alerts – Helps detect unusual withdrawals, balance transfers, or large purchases. 

You’ll receive alerts via text, email, phone, or mobile app, allowing you to respond quickly to potential fraud. 

Does LifeLock Ultimate Plus include Norton security features?

No, LifeLock Ultimate Plus focuses on identity theft protection and does not include Norton antivirus or VPN services. However, Norton offers all-in-one plans that combine LifeLock protection with Norton security features.

Explore the new lineup

LifeLock Advanced
Best for individuals with multiple checking, savings & credit accounts.
$19.99/mo.
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LifeLock Core
Best for individuals with banking & credit accounts.
$12.49/mo.
Learn more

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